Terms and Conditions

1.0 Introduction

Welcome to Title Loans Online Limited site. Please, carefully read these terms and conditions herein refer to as “Terms” as it makes up a legally binding contract between “you” and “Us”, and govern your use of this Website and the financial services available through it. Anywhere the word “Title Loans Online Limited”, “We”, “Us”, or “Our” is used in this document, it will be referring to the company and the loan services provided.

 

2.0       Consent

By using this Website or any content or services made available through it, you are agreeing to be legally bound by the Terms. If you do not agree with any part or all of these Terms, the best is that you stop using the Website or any of its services.

 

3.0       Privacy

Title Loans Online Limited will use personal data supplied through this Site in accordance with its privacy policy. You are advised to read our privacy policy for more details.

4.0       Loan Application and request acceptance Policy

4.1       Loan Application

4.1.1    By submitting a loan application, you certify that all of the information provided by you is true, complete and correct and provided to us for the purpose of approving your car loan.

4.1.2    Third parties are not allowed to apply or fill the forms online on your behalf. If we noticed otherwise, such application will not be honored.

4.1.3    Your car is collateral. You can still use it while you receive the loan. However, failure to keep up with repayments of the loan may lead to loss of collateral.

4.4 Title Loans Online Limited currently offer car loan services to Canadians only, and the application can only be made online by the borrower, a Canadian, or any related party, like a family member.

4.2       Loan Request Acceptance Policy

4.2.1    Your receipt of an electronic or other form of loan confirmation does not signify any acceptance of your loan request, nor does it constitute confirmation of any offer to fund.

4.2.2    Title Loans Online Limited reserves the right at any time after receipt of your loan request to accept or decline your loan request for any reason. We may require additional verifications or information before accepting any loan request.

4.2.3    Title Loans Online Limited is not responsible for requests that cannot be funded or unsuccessful funding requests arising from your ineligibility to qualify for the funding opportunity.

5.0       Use of the Website and services

5.1       Title Loans Online Limited grants you a limited, non-transferable license to use the Website strictly in accordance with the Terms and for the purposes of obtaining a loan for personal use.

5.2       Nothing contained in the Site shall be interpreted as conferring by implication or otherwise, any license, other than the above-mentioned, or right to any copyright, trademark, patent or other proprietary interest of the Site or any third party

5.2       You may only use the Site to view information presented on the Website and to make legitimate inquiries. You may not use the Website for any other purposes, including without limitation, to make any false or fraudulent inquiries.

6.0       Website Access and Errors

6.1       Title Loans Online Limited do not assure you that your access to the Site will be uninterrupted or error-free, and we will not be liable if for any reason the Site is unavailable at any time or for any period. We reserve the right to withdraw or amend the Website without notice.

6.2       We may occasionally suspend or restrict access to the Site in order to carry out repairs, maintenance or introduce new facilities.

6.3       You are responsible for making all arrangements necessary for you to have access to the Site. You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these Terms, and that they comply with them.

7.0       Reliance on Information Posted

7.1       Information on Title Loans Online Limited Site should not be relied upon for making business, investment or other decisions or used as a substitute for consultation with professional advisors.

7.2       Title Loans Online Limited or any third parties does not in any way represent or endorse the accuracy or reliability of information that is posted, uploaded, displayed, downloaded or distributed through this Site, and will not be liable for any loss incurred from the reliance placed on such materials. You assume all risks associated with the use of this Website.

8.0       Member Conduct Guidelines

(a) In consideration of your use of the Website and our car loan services, you agree;

  1. that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of the Canada.

  2. to provide true, current, accurate and complete information about yourself upon registration and thereafter.

  3. that you are responsible for maintaining the confidentiality of any usernames, passwords, account, or data that afford you access to restricted areas of the website or Services, and are fully responsible for all activities that occur under your account or password. If you are sharing such usernames, passwords, etc. with related parties for the purpose of shared viewing of the Site, you are also responsible for all users of such information, whether or not actually or expressly authorized by you.

  4. to immediately notify Title Loans Online Limited of any unauthorized use of your account or any other breach of security. Title Loans Online Limited cannot and will not be liable for any loss or damage arising from your failure to comply with the Terms.

(b) You agree not to use the Site or the Services to:

  1. upload, post, email, transmit or otherwise make available (“Post”) any Content that:

  • is unlawful, harmful, threatening, indecent, inflammatory, pornographic, profane, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, false or inaccurate, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;

  • could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or that would otherwise violate any law, or violate any contractual or fiduciary relationship (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

  • contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment virus, bug or other harmful item; or

  • infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;

  • contains any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation.

  1. Impersonate any person or entity, or falsely state or otherwise misrepresent your relationship with a person or entity;

  2. Violate any applicable local, state, or national law, intentionally or unintentionally;

  3. Collect or store personal data about other users;

  4. Transmit or otherwise transfer any Web pages, data or content found on the Website to any other computer, server, website, or other medium for mass distribution or for use in any commercial enterprise; or

While accessing or using the Site, our loan services, information or other Content available on the Website, you also agree not to:

  1. Use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service in any way;

  2. Use any "robot," "spider" or other automatic device, or a program, algorithm or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the Web pages, data or content found on the Websites without the prior written permission of Title Loans Online Limited; or

  3. Impose a burden or load on our infrastructure that Title Loans Online Limited deems in its sole discretion to be unreasonable or disproportionate to the benefits Title Loans Online Limited obtains from your use of the Website.

(c) Under no circumstances will Title Loans Online Limited be liable in any way for any Content (other than for Content developed by us), including, but not limited to, for any errors or omissions in any Content, or for any loss or damage of any kind incurred as a result of the use of any Content posted, emailed or otherwise transmitted to or through the Website.

(d) In order to provide you with our title loan Services, you hereby grant us the royalty-free, non-exclusive, and sub-licensable right to use, modify, distribute, publish, copy, publicly display and publicly perform, in any format or medium now known or later developed, with or without attribution, any Content submitted by you on the Website, in connection with the Website and Services, except as otherwise prohibited by the Privacy Policy.

(e) You understand and agree that our online services are provided "AS IS." Title Loans Online Limited assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or settings. You understand and agree that any material and/or data downloaded or otherwise obtained through the use of our Site or Services is at your own discretion and risk, and you are solely responsible for any damage to your computer system or loss of data that results from the download of such material and/or data.

9.0       Inbound Links

9.1       Title Loans Online Limited may have inbound links from third party websites. We make no representations whatsoever about any website which may have provided you a link to this Site. A link to this site is only for your convenience and does not mean that Title Loans Online Limited endorses the content of such websites or accepts responsibility for your use of such websites. Your use of such websites is at your own risk.

10.0     Intellectual Property Rights

10.1     All the content on our Site including without limitation, the design, text, layout, look, appearance, graphics and the likes (collectively, “Content”);

  1. the trademarks, service marks and logos contained therein ("Marks"), and any other proprietary rights related thereto or appearing on the Website are owned by or licensed to Title Loans Online Limited, subject to trademark, copyright and other intellectual property rights under the Canadian laws.

  2. are provided to you “AS IS” for your information and personal use only and may not be copied, republished, reproduced, framed, uploaded, mirrored, posted, modified, transmitted, translated, used to create derivate works, sold, sub-licensed, transferred, distributed, decompiled, disassembled or reverse engineered without the written permission of Title Loans Online Limited and/or its third party partners, except that you may only download, display and print the materials presented on the Site for personal, non-commercial use.

10.2     You agree:

  1. not to engage in the use, copying, or distribution of any of the Content other than expressly permitted herein, including any use, copying, or distribution of content submitted by third parties obtained through the Website for any commercial purposes. If you download or print a copy of the Content for personal use, you must retain all copyright and other proprietary notices contained therein.

  2. not to circumvent, disable or otherwise interfere with security related features of the Title Loans Online Limited Website or features that prevent or restrict use or copying of any Content or enforce limitations on use of the Title Loans Online Limited Site or the Content therein.

  3. to be liable for any damages resulting from any infringement of copyright, trademark, or other proprietary right, or any other harm resulting from your use of the Website.

 

11.0     Claims of Intellectual Property Infringement

Title Loans Online Limited prohibits the posting of any information that infringes or violates the copyright rights and other intellectual property rights (including rights of privacy and publicity) of any third party.  If you believe your copyright, or other intellectual property rights have been infringed by our Site, Content or Services, we ask that you contact us at info@titleloansonline.com

 

12.0     Copyright and trademark

12.1     Unless otherwise stated, all contents included on this Site, such as design, layout, look, appearance and graphics are properties of Title Loans Online Limited and are protected by copyright trademark and other laws that protect intellectual property and proprietary rights.

12.2     No copying, distribution, photocopy, by any person in any means of any words, images, graphic representation or other information contained in this website is permitted without the prior written authorization of Title Loans Online Limited for any commercial purpose. This copyright excludes when you download or print for non-commercial and individual use.

 

13.0     Limitation of liability

13.1     In no event shall Title Loans Online Limited or any of its affiliates, officers, investors, employees, representatives or attorneys and the respective heirs and successors of all the foregoing be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data, programs or profits, business interruption, arising out of or in any way connected with the use or performance of the Site, with the delay or inability to use the Site or related services, the provision of or failure to provide financial services, or for any information, software, products, services and related graphics obtained through the Site, or otherwise arising out of the use of the Site, whether based on contract, tort, negligence, strict liability or otherwise, even if Title Loans Online Limited or any of its affiliates, officers, investors, employees, representatives or attorneys and the respective heirs and successors has been advised of the possibility of damages.

13.2     If you are not satisfied with any portion of the Title Loans Online Limited Site or our financial services, your sole and exclusive remedy is to discontinue using them.

14.0     Severability

14.1     If any provision of these Terms is found by a court of competent jurisdiction to be legally invalid or unenforceable:

  1. the validity and enforceability of the remainder of these Terms shall not be affected;

  2. such provision shall be deemed modified to the minimum extent necessary to make such provision consistent with applicable law; and

  3. such provision shall be valid, enforceable and enforced in its modified form.

 

15.0     Jurisdiction and Governing Law

15.1     These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.

15.2     Title Loans Online Limited site controls and operates the Website from its office in Canada, and the Website and the financial services are currently available to Canadians only.

15.3     You consent and submit to the exclusive jurisdiction of Canada and federal or provincial court of Alberta located in Canada, in all questions and controversies arising out of your use of the Website, the Services, and/or the Terms.

 

16.0     Indemnification

You agree to indemnify, defend and hold Title Loans Online Limited, its financial partners, and each of its respective officers, members, employees, agents and attorneys, and affiliates and their successors harmless against any and all liabilities, claims, actions, suits, proceedings, judgments, fines, damages, costs, losses and expenses (including reasonable attorneys' fees, administrative costs and/or settlement costs) arising from your breach of these Terms and/or your use of the Website and the Service in any manner whatsoever.

17.0     Attorney’s Fees

If Title Loans Online Limited takes any action to enforce these Terms, you agree to pay, all reasonable and necessary attorney's fees and any cost of litigation, in addition to any other relief, at law or in equity, to which such parties may be entitled.

18.0     Disclaimer of Warranties

18.1     ALL PRODUCTS, CONTENT, AND MATERIALS ON THE WEBSITE ARE OFFERED ON “AS IS” AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. EXCEPT AS OTHERWISE REQUIRED BY LAW, TITLE LOANS ONLINE LIMITED DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE.

18.2     WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS THAT;

  1. THE INFORMATION ON THIS SITE IS CORRECT, ACCURATE OR RELIABLE;

  2. THE FUNCTIONS CONTAINED ON THIS SITE SHALL BE UNINTERRUPTED OR ERROR-FREE; OR

  3. DEFECTS SHALL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES THEM AVAILABLE TO YOU IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU HEREBY ACKNOWLEDGE THAT USE OF THIS SITE IS AT YOUR SOLE RISK.

 

19.0     Entire Agreement

19.1     This Agreement constitutes the entire agreement between you and Title Loans Online Limited with respect to receiving title car loans from us, and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding the subject matter.

19.2     Any waiver of any provision of this Agreement shall be effective only if in writing and signed by Title Loans Online Limited.

 

20.0     Change of Terms

20.1     Title Loans Online Limited reserves the right to modify this terms and conditions at any time without seeking your consent. Changes made are effective as soon as they are posted on the site. You are hereby advised to regularly check this page for the latest update.

21.0     Contact us

Please direct all comments and inquiries to Title Loans Online Limited at info@titleloansonline.com OR Contact us at:

6040, 4649 MACLEOD TRAIL SW, CALGARY, AB T2G 0A6

TEL - 1-800-455-3997

FAX - 1-800-455-8932

EMAIL -info@titleloansonline.ca

Title Loans Online is a direct private lender. We are not a broker or a middleman. Your information provided to us is kept completely confidential and used to facilitate required loan. Information is not shared or sold to third parties. 

© 2019 by Title Loans Online Limited, all rights reserved.

Content of this website may not be copied, republished, reproduced, framed, uploaded, mirrored, posted, modified, transmitted, translated, used to create derivate works, sold, sub-licensed, transferred, distributed, decompiled, disassembled or reverse engineered without the written permission of Title Loans Online Limited and/or its third party partners.

Title Loans Online Headoffice: 4649 Macleod Trail SW, Suite 6040 Calgary, AB T2G 0A6, Canada