# Reasons Why a Car Title Loan is a Great Idea for Quick Cash
There's nothing like running out of money when you are already in a rough spot. It can make you want to scream and pull your hair out, but there is another option. One that actually work in your favour. This is a car title loan. Never heard of one? No worries, it'll all become clear when you start to read up on what they're all about. Better yet, you'll see why getting one is going to make so much of a positive difference in your life.
What is a car title loan?
Simply put, a car title loan is a loan using car as collateral. You would bring your car (2010 or newer) in to have it assessed and then you could borrow money based on its assessed value and use it for whatever purposes that you would need it for. Your car must be owned in full by you (as in, it isn't financed or leased), but otherwise this works as a secured loan with a private lender. You'll get to keep your car while you have the loan out, too, so there are no hidden risks to worry about.
Reasons why they're great:
Now that you know all about car title loans, let's take a look into why these are such great ideas for your lifestyle and your financial needs. It's normal to be thinking “Why do I need a loan against my car?” which is why we're put together some great realistic benefits to show you all of the pluses that could be waiting for you in taking us up on our offer.
You don't need to worry about your credit score: When you are looking at other options for a loan, one of the biggest things that you are going to have to worry about is your credit score. If you don't have a lot of credit or you are someone who has bad credit for whatever reason, this is a great option. We offer you a car loan based entirely on the car itself. You won't need to worry about that otherwise defining number.
You don't need to jump through hoops: Whether it's meetings, signatures or other details that come along with other kinds of loans, you won't find any of that here. You won't need to follow that “I'll do whatever you say” attitude to your lender because we are focused on your car and not the way that you dress or anything like that. We want our loans to be accessible to those who don't want or can't go through the formal options. It's a huge part of how we've designed our business.
You won't lose your car while you have the loan out: A common misbelief with us is that we're actually going to take your car while you have the loan in hand. This is absolutely not the case, as you'll find out when you come. You'll still have full access to your car and all of your regular activities. This gives you the money that you need, the terms that you can live with, and the comfort of putting your trust in the right people.
The process is fast and easy: From start to finish, we focus on making sure that our entire loans process is easy and fast. We understand that you have a life waiting and you don't want to deal with complicated meetings and contracts. As streamlined as possible, we'll be able to offer you a car title loan that works for you and makes you see that you can get access to the funds that you need.
You can pay it back at a pace that works for you: Some options for formal car loans will be overwhelming in their pay back schedule. So, we've focused on offering you a more doable payback schedule that should help you to see you can have access to the money that you need without having to turn around the very next day and hand it all back. We want this to be comfortable and practical for all who need it. We've designed a flexible and comfortable payback schedule that will work for you and your own life.
We're trustworthy: Sure, a private lender often seems a little sketchy, but you'll quickly find out that we are far from sketchy. We are simply working for you instead of “the man”. We offer good loans for good people who just can't cut a break otherwise. You can get the money that you need on your own timing without any of the jumping through hoops, and all without actually losing access to your car. All from trustworthy lenders that are looking to help you out in a practical way.
We get that you're still thinking about it, but we hope that you'll be able to take a look at car title loans and all of their benefits and see just why they're getting more popular. From their benefits to the simplicity of a car title loan, we hope that you'll be able to join us and see for yourself that they are as beneficial as they claim.